Money Room
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📋 Terms of Service

Last updated: June 6, 2026 — Version 2.0 (GDPR/CCPA Updated)

GDPR/CCPA Notice: These terms comply with EU GDPR and California CCPA. By using our service, you agree to these terms and our Privacy Policy. California residents have additional rights under CCPA.

1. Acceptance of Terms

By accessing or using Money Room ("the Service"), you agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree, do not use the Service.

2. Description of Service

Money Room is an open-source algorithmic market prediction engine that provides simulated paper trading data, market analysis, and API access to market data. The Service is provided for educational and research purposes only.

3. Not Financial Advice

⚠️ IMPORTANT: Money Room does NOT provide financial advice. All data, predictions, signals, and analysis are for educational and research purposes only. Nothing on this website constitutes:

  • Financial advice, investment advice, or trading advice
  • A solicitation to buy, sell, or hold any asset
  • A recommendation to trade any financial instrument

Past performance does not guarantee future results. Trading cryptocurrencies, stocks, and prediction markets carries substantial risk of loss. You alone are responsible for your trading decisions.

4. Fee Model Disclosure

All engine simulations use Kraken spot fees (0.26% taker + 0.16% maker + slippage model). Real exchange fees vary — Coinbase charges 0.60% + $0.99 minimum per trade. All metrics are from simulated paper trading with real Kraken fee assumptions.

5. User Responsibilities

  • You must comply with all applicable laws and regulations
  • You must not use the Service for illegal purposes
  • You must not attempt to bypass rate limits or security measures
  • You are responsible for maintaining the confidentiality of your API keys
  • You must be 18+ years old (or age of majority in your jurisdiction)

6. KYC & Compliance

Paid tiers (Starter, Pro, Enterprise) may require identity verification (KYC) where required by applicable law. The Free tier requires no KYC. We use LemonSqueezy as Merchant of Record for tax compliance.

7. Limitation of Liability

The Service is provided "as is" without warranties of any kind. In no event shall Money Room be liable for any losses, damages, or trading losses resulting from use of the Service.

8. Tax Reporting

Subscription payments may be subject to tax reporting. Consult a qualified tax professional regarding your tax obligations. LemonSqueezy handles VAT/sales tax compliance as Merchant of Record.

9. Intellectual Property

The Service and its original content (excluding user-provided content) are owned by Money Room and are protected by copyright laws. The source code is licensed under MIT License. You may not reproduce, distribute, or create derivative works without permission, except as permitted by the MIT License.

10. Termination

We reserve the right to terminate or suspend access to the Service at any time, without prior notice, for violation of these terms. You may terminate your account at any time by contacting us.

11. Changes to Terms

We reserve the right to modify these terms at any time. We will notify registered users of material changes via email. Continued use of the Service after changes constitutes acceptance of the new terms.

12. Governing Law & Dispute Resolution

These terms are governed by the laws of the State of California, USA. Any disputes shall be resolved in state or federal courts in San Francisco County, California. This does not affect your mandatory consumer rights under EU or California law.

13. GDPR/CCPA Rights Acknowledgment

By using the Service, you acknowledge that you have read our Privacy Policy and understand your rights under GDPR (Arts. 15-22) and CCPA (§1798.100-1798.199), including access, deletion, portability, and opt-out rights.

14. Contact

Email: eman56447@gmail.com

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